Privacy Policy

Effective Date: 1/1/2026

Your privacy is important to us. This Privacy Policy explains how Your Coach for Coverage (“we,” “us,” or “our”) collects, uses, and protects information when you visit yourcoachforcoverage.com or interact with us on any social media channels.

1. Information We Collect

Information You Voluntarily Provide

When you contact us, schedule a call, or complete a form, we may collect:

  • Name

  • Email address

  • Phone number

  • Household or insurance-related information you voluntarily provide

We only collect information that is reasonably necessary to educate you and help you evaluate health insurance or other options.

Automatically Collected Information

We may automatically collect limited technical information such as:

  • IP address

  • Browser type

  • Device type

  • Pages visited and time spent on the site

This data is used solely for website functionality, analytics, and improvement.

2. Use of Health-Related Information

Some information you share may be considered personal or health-related information.

We use this information only to:

  • Educate you on available health insurance options

  • Assist with plan comparisons and general guidance

  • Communicate with you regarding your request

We do not use your information for unrelated marketing purposes.

3. HIPAA Considerations

While Your Coach for Coverage is not a healthcare provider, we take privacy seriously and follow privacy practices consistent with HIPAA principles where applicable.

  • We treat health-related information as confidential

  • We limit access to information to authorized parties only

  • We do not disclose health-related information without your permission, except as required by law

If your information is shared with licensed insurance carriers, administrators, or plan sponsors as part of evaluating coverage options, those entities may be subject to HIPAA or other applicable privacy regulations.

4. ACA and ERISA Compliance Language

ACA (Affordable Care Act)

We provide education and guidance related to ACA-qualified and non-ACA health plans.
Any information collected is used solely to assist with eligibility review, plan evaluation, and enrollment-related discussions.

We do not determine eligibility for subsidies or guarantee plan acceptance or coverage outcomes.

ERISA-Based Plans

For ERISA-based plans, information you provide may be shared only with:

  • Plan administrators

  • Third-party administrators

  • Carriers or vendors involved in plan evaluation or enrollment

All sharing is limited to what is reasonably necessary and is done for plan-related purposes only.

5. No Sale or Sharing of Personal Information

We respect your privacy.

  • We do not sell, rent, or trade your personal information

  • We do not share personal or health-related data for advertising or marketing purposes

  • We only share information when necessary to assist you with insurance-related services or when legally required

Your data stays private.

6. Third-Party Services

We may use trusted third-party providers for:

  • Appointment scheduling

  • Website hosting

  • Analytics and performance monitoring

These providers are only given access to the information required to perform their services and are obligated to maintain confidentiality.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information.
However, no internet-based system is completely secure, and we cannot guarantee absolute security.

8. Your Rights and Choices

You may:

  • Request access to your personal information

  • Request corrections or deletion

  • Withdraw consent to communications

To exercise these rights, contact us using the information below.

9. Children’s Privacy

This website is intended for adults.
We do not knowingly collect information from individuals under 18 years of age.

10. Changes to This Policy

We may update this Privacy Policy periodically.
Any changes will be posted on this page with an updated effective date.

11. Contact Information

If you have questions about this Privacy Policy or how your information is handled, contact:

Your Coach for Coverage
📧 Email: kevin@yourcoachforcoverage.com
🌐 Website: yourcoachforcoverage.com